Condition Report

A mortgage valuation is not a survey, it will not tell you about the potential problems a property may have.


Why do you need a RICS Home Survey? Because forewarned is forearmed. Choosing the right survey will help highlight any serious problems and advise you of the specific risks before you commit to the process of buying or selling a property.

RICS has two different types of survey which can only be conducted by qualified surveyors. Reliable and cost effective, these reports carry the full weight of the Royal Institution of Chartered Surveyors – the industry’s most respected authority on surveying.

Buying a home

It’s important to remember that your mortgage lender’s valuation report is not a survey. It merely tells your lender whether or not the property is reasonable security for your loan. A RICS survey will tell you the actual condition of the property. That’s vital information that can be invaluable during price negotiations, and will also help you avoid expensive surprises after you’ve moved in.

Selling a home

A RICS home survey can help you prepare for selling your property. It will show any problems that may delay your sale or cause reductions later in the process.

Staying at home

A survey of the current condition of your home will warn you of defects and help you avoid escalating repair and maintenance costs in the future. It will also be extremely useful if you’re thinking of remortgaging.


The RICS Condition Report

Choose this report if you’re buying or selling a conventional house, flat or bungalow built from common building materials and in reasonable condition. It focuses purely on the condition of the property by setting out the following:

  • clear “traffic light” ratings of the condition of different parts of the building, services, garage and outbuildings, showing problems that require varying degrees of attention;
  • a summary of the risks to the condition of the building; and
  • other matters including guarantees, planning and building control issues for your legal advisers.

An RICS Condition Report does not include a valuation, our surveyor will be able to provide this as a separate service.

Ask our surveyor for detailed ‘Description of the RICS Condition Report Service’ leaflet.

The RICS HomeBuyer Report

Choose this report if you would like more extensive information whilst buying or selling a conventional house, flat or bungalow, built from common building materials and in reasonable condition. It costs more than the Condition Report and includes:

  • all of the features in the Condition Report plus more extensive inspection;
  • the surveyor’s professional opinion on the ‘Market Value’ of the property;
  • an insurance reinstatement figure for the property;
  • a list of problems that the surveyor considers may affect the value of the property;
  • advice on repairs and ongoing maintenance;
  • issues that need to be investigated to prevent serious damage or dangerous conditions;
  • legal issues that need to be addressed before completing your conveyancing; and
  • information on location, local environment and the recorded energy efficiency (where available).

Ask our surveyor for a detailed ‘Description of the RICS HomeBuyer Service’ leaflet.


This table will help you choose the most appropriate survey, but if you have any particular requirements, remember to discuss them with our surveyor before the inspection of the property. The surveyor may be able to help you with extra services, under separate contracts.

Service features


RICS Condition Report Service RICS HomeBuyer Service
Describes the construction and condition of the property on the date of the inspection. P P
Aims to identify any problems that need urgent attention or are serious. P P
Aims to identify things that need to be investigated further to prevent serious damage. P P
Aims to tell you about problems that may be hazardous. P P
Aims to show up potential issues and defects, before any transaction takes place. P P
Includes the standard visual inspection during which secured panels, electrical fittings, inspection chamber covers and other similar features are not removed. P P
Aims to help you decide whether you need extra advice before committing to purchase. P
Aims to help you prepare a budget for any repairs or restoration. P
Aims to advise you on the amount of ongoing maintenance required in the future. P
An enhanced service that includes all the features of the standard inspection plus a more extensive roof space and underground drainage inspection. P
Provides a reinstatement cost to help you avoid under – or over – insurance. P
Provides market valuation. P